Journal:Informatica
Volume 13, Issue 1 (2002), pp. 47–72
Abstract
In this paper, we present our Form-driven approach for reverse engineering of relationa databases. This methodology uses the information extracted from both form structure and instances as a database reverse engineering input using an interaction with a user. Through a combination of forms structures and data instances analysis, forms relational sub-schemas and their constraints are derived. These relational sub-schemas are mapped to object sub-schemas, which will be merging into global object-oriented schema that presents the whole underlying databases. The resulting global object-oriented schema must be validated as a rich and correct representation of the application domain.
Journal:Informatica
Volume 13, Issue 1 (2002), pp. 37–46
Abstract
The isolated word speech recognition system based on dynamic time warping (DTW) has been developed. Speaker adaptation is performed using speaker recognition techniques. Vector quantization is used to create reference templates for speaker recognition. Linear predictive coding (LPC) parameters are used as features for recognition. Performance is evaluated using 12 words of Lithuanian language pronounced ten times by ten speakers.
Journal:Informatica
Volume 13, Issue 1 (2002), pp. 23–36
Abstract
It is shown that nonlinear Volterra, polynomial autoregressive, and bilinear filters have the same layered implementation procedure. Using the layered structure, the order of nonlinearity can be increased by adding more layers to the structure. The structure is modular and consists of the simple moving average (MA) or autoregressive (AR) filters which can be added to the structure to achieve a desired degree of complexity. In addition, the modular layered structures admit very large scale integration (VLSI) implementation of the polynomial nonlinear filters.
Journal:Informatica
Volume 13, Issue 1 (2002), pp. 3–22
Abstract
Installation dynamics, optimal thruster propulsion, and specific impulse thrust for reignitable fuel motors to regulate pointing error is obtained for geosynchronous (e.g., the Indian National Satellite, INSAT–1B), and sunsynchronous (e.g., the Indian Earth Resource Satellite, IRS–1) satellites parked in transfer orbits. Filter dynamics for slow and fast terrestrial system are obtained. Design for inter satellite link server to maximize drop outlets is given. Technique for extension of commutative rings for coordinated control and communication systems with predetermined target signature in global and protected environment is given. Visibility model of flexible structure terrestrial exploration space monitoring station with associated space coordinate system is given. Technique proposed is applied for information acquisition and synchronization of inertial targets. Design of long range navigation in projective space and robust hybrid controller for AAFM auto pilot system is given. AAFM system reliability is analyzed.
Journal:Informatica
Volume 12, Issue 4 (2001), pp. 593–610
Abstract
So far rather weak tendencies towards an infrastructure for external ratings by independent agencies have been observed in Europe in recent decades. Especially for small and medium-sized enterprises (SMEs), thus far there has been no possibility of obtaining an objective rating. The reason is that information is very asymmetric between investors and capital demands on small and medium-sized companies. But due to the new capital accord by the Basel Committee on Banking Supervision the situation will change. Our paper shows that having Basel II in mind there is need for rating also medium-sized companies. We will also give an overview of characteristics that have to be incorporated in such ratings and further describe models, products and companies in this sector. Especially so-called soft computing methods like Fuzzy Logic or Neural Networks are very promising approaches in the field of rating SMEs.
Journal:Informatica
Volume 12, Issue 4 (2001), pp. 585–592
Abstract
Method of simulation of technological processes of civil engineering companies allows evaluate quality of the organizational variants by multicriterial estimation methods (Zavadskas et al., 1995). Simulation methods allow to design a rational work programme according to the financial, technological and organizational parameters.
It is quite understandable that simulation of work programmes of civil engineering companies will take enormous time even using the latest calculation techniques. Counters often have problems with a big amount of combinations of technological processes. Usually, real programme is restricted in respect of its performance sequences. The latter fact has been taken into account for simulation different combinations and sequences of works included in work programme. It allows to decrease the amount of calculating considerably.
Journal:Informatica
Volume 12, Issue 4 (2001), pp. 573–584
Abstract
The problem of comparison of different companies is facing, when looking for possible candidates for the investment portfolio. Screening of the companies, using “well-known” trading strategy parameters, is one of the ways to solve this problem. Actually, using this procedure much more companies appear on the list, than the trader is willing to buy. To define the best companies or group of the best companies self-organizing (Kohonen's) map (SOM) could be used. Using fundamental financial parameters as inputs, the output of SOM forms the different groups of companies located into a number of disjoint clusters.
Then, by the special averaging technique, the 3D map of quality of investment could be formed. Investing portfolios also could be formed by simple technical analysis approach.
Non-linear ranging technique was applied as an alternative to self-organizing map procedure in this paper. The certain meanings of weights were given to the factors, which characterize the companies. Then, by estimation of all weights, companies were assigned to their place in the general listing.
Four different portfolios were formed as a result of these researches. The performance of these portfolios showed which of the researched techniques gave better result. The real data from USA stock markets was used for the realization of the whole idea.
Journal:Informatica
Volume 12, Issue 4 (2001), pp. 559–572
Abstract
Objective of this work is to explain the modelling concept of analytical function in the financial knowledge discovery model. This new simulation model of analytical function is developed for a financial knowledge discovery process that is used for the Corporate Criminal Intelligence Analysis (CCIA, in short). Model was developed for the CCIA work of the whole analytical part of the Financial police of the Republic of Croatia. The benefit of this new simulation model of analytical function is in simple method (based mainly on statistical simulations) of measuring analytical capacity and capability of analysis, which is now in usage in the financial field and field of law. The analytical function of the CCIA was prepared for investigations of financial criminal incidents, financial criminal offenders or victims and for financial crime control methods, etc. An application of this simulation model increases the group effectiveness, efficiency, and quality of the operational and strategic financial investigative operations that are in usage during the whole financial knowledge discovery process.
Journal:Informatica
Volume 12, Issue 4 (2001), pp. 547–558
Abstract
Three kinds of the insurance policies for the net premium calculation for married couples are considered. The net premium equation principle is used in all premium calculations. The particular quality of the additional pension assurance is the individual form of its undertaking and the limitation of annual (monthly) pension payments. Due to this fact the biggest interest to the individual insurance show people after age 40–45 years, when the insurance premium rates are so high that most people can't buy such policies. So, the discussed form of the joint life insurance could be proposed to the participant of the pension plan when he or she is reached the pension age and wants to buy the life insurance policy for the accumulated capital of pension.
Journal:Informatica
Volume 12, Issue 4 (2001), pp. 519–546
Abstract
The article investigates the Swedish retail banks' application of price bundling in order to attract new customers, students. This is done through a customer survey about students' preferences concerning retail banking services, their price sensitiveness and banking behaviour. The conjoint analysis results showed that the students had relatively heterogeneous preferences, and four distinguishing segments could be found among them, namely a) plain banking, b) cheapest banking, c) modern banking, and d) traditional banking. The central factor in attracting students is the choice of services that are included in the bundle, and not the price. There were only roughly 20 percent who currently had a student bundle.